Sell for AUD
Use the crypto CGT guide if your main question is disposal treatment and the 12-month discount.
Calculator
Crypto tax calculator for Australian FIFO CGT and staking income
Enter buys, sells, swaps, and staking receipts with your own AUD values to estimate the 2025-26 tax effect for an Australian individual investor. This page is for planning the likely tax shape quickly, not for lodging a final return.
No sign-up Manual AUD valuation Built for Australian individual investors
Before you start
The estimator is strongest when the event type is clear before you type
If you already know whether you are dealing with a sale, a swap, or staking income, jump straight into the builder below. If not, use one of the supporting guides first so the estimate does not feel more precise than your records deserve.
Swap one coin for another
Read how crypto swaps are taxed if you are unsure why no cash can still mean tax.
Receive staking rewards
Use the staking guide if you need the income-first, CGT-later logic explained.
Missing records
Use the records guide if dates, AUD values, or notes are incomplete.
Fast routing
Pick the missing piece before you trust the estimate
The problem is usually classification or records, not arithmetic. Use one of these short routes if the current output still feels shaky.
Need swap logic?
Open the swap guide, then come back to the calculator when the outgoing disposal is clear.
Need staking treatment?
Open the staking guide, then return once the income-first model makes sense.
Need better records?
Use the records guide before relying on the estimate.
Need to check scope?
Open coverage if the activity goes beyond basic buys, sells, swaps, and staking receipts.
Manual event builder
Build the tax-year ledger that drives the estimate
Start from a guided crypto scenario, import a CSV template, or enter each taxable event manually with your own AUD values for the 2025-26 Australian tax year.
Start by matching the event pattern, not by filling every field blindly
Pick a scenario to preload the common shape, or jump straight to a blank ledger if the event mix is already clear.
Import from the AusTaxTools CSV template
Upload a CSV, correct any row errors inline, then import the reviewed events into the calculator.
Event 1
Buy
BTC
Event 2
Staking
SOL
Event 3
Swap
BTC -> ETH
Estimator only. No account sync, exchange import, DeFi flows, airdrops, NFT rules, or automatic price lookup in this version.
2025-26 summary
Estimated taxable crypto outcome for an Australian individual
The estimator combines staking income, FIFO disposals, and CGT discount treatment into a single summary.
Estimate fit
Good fitThe entered events match the calculator's intended spot-investor workflow.Net capital gain included in taxable income
$3,671After losses and CGT discount assumptionsStaking and ordinary crypto income
$2,520Receipts taxed as income on receiptTotal capital gains
$3,671Before losses and discountsTotal capital losses
$0Can offset capital gains onlyDiscount-eligible gains
$0$0 remains after 50% discountEstimated taxable income
$96,191Includes other taxable income entered aboveEstimated income tax
$19,6452025-26 Australian resident ratesEstimated tax + Medicare levy
$21,569$1,924 of Medicare levy includedProcessed event summary
| Event | Date | Proceeds | Cost base | Gain | Loss | Income |
|---|---|---|---|---|---|---|
| Acquire BTC | 2024-08-05 | $0 | $22,090 | $0 | $0 | $0 |
| Staking income in SOL | 2025-01-18 | $0 | $2,520 | $0 | $0 | $2,520 |
| Swap BTC into ETH | 2025-02-16 | $11,245 | $7,574 | $3,671 | $0 | $0 |
Estimator assumptions
- Disposals use FIFO parcels from the crypto transactions you entered.
- Capital losses are applied against non-discountable gains first so the estimator preserves discountable gains where possible.
- Discount-eligible gains are reduced by 50% only when the disposed parcel was held for more than 12 months.
- Staking receipts are treated as ordinary income on receipt and also become new parcels for later CGT tracking.
- AUD values come from your inputs. No exchange-rate or price history lookup is included in this version.
What to do next
- Export a summary PDF for your accountant or your own tax file.
- Keep the share link if you want to revisit the same event set later.
Remaining tracked holdings
BTC
0.23Cost base $14,516 at $63,114 per unitETH
2.1Cost base $11,280 at $5,371 per unitSOL
14Cost base $2,520 at $180 per unit Stuck?
If the estimate feels shaky, the missing piece is usually not maths. It is classification.
Most weak outputs come from uncertain event labels, missing AUD values, or using the tool outside its coverage boundary. Use the page that matches your uncertainty instead of pushing ahead with guesswork.
Unsure about swaps
Unsure about staking
Missing records
Use the minimum records checklist before trusting the output.
Outside current coverage
Check what the estimator includes and excludes before you over-trust the result.
Next actions
After the estimate, choose the next page by the uncertainty that remains
Do not keep looping inside the estimator if the real problem is still rule clarity or records quality.
Still unsure about disposals
Read the CGT guide if sales and swaps still feel mixed together.
Still unsure about losses
Read the losses guide if the year is dominated by realised losses.
Still unsure about record quality
Use the crypto tax checklist if the next problem is gathering a clean minimum ledger.