Staking guide

Staking tax in Australia: income on receipt and CGT later

This guide explains the two-part logic behind staking tax in Australia inside the estimator. First, the receipt is treated as ordinary income. Second, that same receipt becomes a parcel that can later create a capital gain or loss.

Income first

In this version, staking rewards increase ordinary income in the tax year. They do not behave like capital gains at the moment of receipt. That is why the results panel shows staking income separately from capital gains and losses.

Then a new parcel exists

Once the staking receipt is entered, the app also creates a new parcel at that same AUD value. If you later sell those tokens, the capital gain or loss is measured from the parcel cost base created at receipt, not from zero.

Why the AUD value matters

Because there is no price feed in v1, the tax result is only as good as the AUD values you supply for each receipt. If your staking history is missing dates or valuations, read the records guide before relying on the estimate.

A simple staking example

Imagine you receive SOL staking rewards worth AUD 900 on the day they arrive. In the estimator, that AUD 900 is ordinary income for the year. If you later sell those rewarded tokens for AUD 1,200, the later sale may create an additional capital gain measured from the AUD 900 parcel value.

Where this guide stops

It does not try to solve every reward-like event in crypto. It only explains the staking-income model currently used by this app. If your activity includes more complex reward programs, DeFi flows, or token mechanics, treat the estimator as a planning aid, not a final answer.

FAQ

Does staking count as income in this crypto estimator?

Yes. Staking receipts are treated as ordinary income at the AUD value entered on the receipt date.

What happens when I later sell crypto that came from staking rewards?

The staking receipt becomes a new parcel, so a later sale can create a capital gain or loss from that parcel cost base.

What should I read next?

Read the crypto CGT guide if you want the disposal logic next, or go back to the estimator to model a real scenario.